Frequently Asked Questions

QUESTION:  How does your in-house financing work?

ANSWER: One of the things that sets Thompson Brothers apart is our easy payment plan. Our terms typically go between 2 to 2 and a half years. We like to see a down payment around 15% to 20% and from there can get you set up on payments. NO CREDIT? BAD CREDIT? NO PROBLEM FOR US! We understand that life happens and situations come up...That's where we step in. We specialize in getting people approved with past credit damage and help you get back on your feet financially. 

QUESTION: If I don't have any credit, can I still get approved?

ANSWER: Absolutely! Our decision is based upon time in the area, time on the job, current employment, income, down payment, and also what you can afford for payments. We do not require pay stubs when applying for a loan, however we do need your current employers information. The application generally takes 15 minutes whether you apply online or in-house. 

QUESTION: Do you have an online application?

ANSWER:
YES! Time is important and we understand that people like convenience. With our new website, you can apply online and get the ball rolling without leaving your house. The final approval is decided in house, so we always encourage our customers to come in and get a chance to meet them. 

QUESTION: How much will my payments be? 

ANSWER: Payments range from just $60 a week up to $150 a week. Every customer is unique and payments depend on the price of the vehicle and how much one has to put down. For example, the more you put down, the lesser the payments will be. Payment frequency coincides with your pay period with your job. For example, If you get paid bi-weekly, we will set you up on bi-weekly payments, etc. 

QUESTION: How are payments made? Can you take out my payment automatically?

ANSWER: Payments can be made in a number of different forms. Our most common form is a debit or credit card, whether in-house or over the phone. We also accept cash, check, cashiers check and money order. While checks and money orders are alright for payments, we can NOT accept personal checks as down payments. 

Yes, you can have your payment automatically withdrawn from your credit or debit card. If you provide an email for us, we can email you your receipt. 


 

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